Boating Recreation Sports

Boating Recreation Sports

There’s no doubt about it that boating is a recreational sport. It’s a calming, relaxing way to dump the stresses of life and glide along a smooth plate glass of water while enjoying the sights and sounds of nature around you. When you are into boating, there are a lot of sports you can explore for recreational value.

Water skiing is one of the most popular boating recreation sports that boaters do. It’s fun to do and requires little in the way of equipment although the equipment can be a little expensive. A nice pair of water skis can run upwards of a couple hundred dollars, and a good slalom ski can be even more expensive. However, when you consider all you really need is skis and a tow rope, it’s no wonder that water skiing is a popular boating recreation sport.

Another fun recreational sport to do while boating is wake boarding – also known as boogie boarding. This involves taking a board much life a surfboard but smaller in size. A person kneels on the board while keeping hold of the tow rope and skims across the water jumping waves.

Inner tubing is also another recreational boating sport many people enjoy. The fun part about inner tubing is that it can be done by small children and older people alike. Many tubes designed for pulling behind a boat will have handles on them to make it easier to hold on while traveling across the waves.

Fishing is a recreational sport in and of itself, but when you are fishing while boating, you get double the enjoyment. You have access to areas not easily gotten to on land where the big fish are hiding just waiting for the tasty treat at the end of your fishing line. The leisurely float with a fishing pole in your hand is a great way to enjoy recreational boating sports.

For some people, the ultimate recreational activity while boating is just sitting back and relaxing while the shore passes by. In a world where everyday life can be so stressful, relaxing can itself be considered a sport. After all, people participate in sports because they like them. Why can’t relaxation be a recreational boating sport as well?

The feel of the wind in your face as you are piloting your watercraft on a smooth lake is a recreational boating sport for anyone who loves boating. When you consider all of the other sports you can do while boating, the result is definitely some satisfying recreational activities.

Teach Kids About Money And Saving – The 10 Vital Lessons Your Child Must Learn!

Teach Kids About Money And Saving – The 10 Vital Lessons Your Child Must Learn!

Your 5-year-old daughter has started asking for money to buy sweets and toys. She obviously has a good understanding of the concept of exchanging money for items she wants or needs, but what are the important lessons you should teach kids about money and saving. You want to make sure that she doesn’t grow up into one of those kids that are constantly pestering mom and dad for money, running up credit card debts as a teenager, and not having any idea how to save.

There are 10 basic money skills that every child should learn before they enter the teenage years. It’s never too late to learn, but most children are far more receptive to ideas from their parents before they hit the age of thirteen, than after.

1. Money doesn’t grow on trees! One of the best known and oldest quotes around. It is important that children understand from early on that money is a limited resource, that mom & dad’s bank account will eventually run dry if they keep making withdrawals from it.

2. People go to work to earn money. Money is something that needs to be earned, you are never going to become financially secure sitting around not doing anything, and expecting handouts from people.

3. Credit cards are a form of borrowing. Believe it or not, surveys have shown that an alarmingly high number of teenagers don’t realise that credit cards are a form of borrowing. If they don’t understand this basic concept, it leaves them at risk of running up crippling credit card debts.

4. Avoid borrowing money where possible. Wherever possible, money should be saved rather than borrowed as borrowing attracts extra costs such as interest, which can in some circumstances, double the amount of money you need to repay.

5. There is good debt & bad debt. No debt is really all that good, but some forms of debt will make you money while others cost you money. Good debt can include a home loan, investment loan or business loan, as these items have a tendency to make money above the amount of interest you have to pay. Bad debt can include credit cards, personal loans or car loans, as these items never make you any money.

6. If you don’t have the cash to buy something, then you can’t afford it.

7. Spend less than you earn. Many people these days are spending 10% to 20% above what they earn, creating a vicious cycle of high credit card interest rates, long hours at work to pay the credit cards & in some cases bankruptcy. The knowledge of how to budget your money seems to have been lost, make sure your child learns this important lesson!

8. A portion of your money should be given to the needy. Around 10% of your money should be given to those who are in need/charities.

9. Pay yourself first. This is what I call your sanity money! Allow 10% of your money for yourself to spend however you wish.

10. Save at least 10% of your money. Like budgeting, the skill of saving money seems to have been lost over the last 20 years, with fewer people than ever before regularly saving a proportion of their income.

With these lessons well and truly learnt, your child should have no problem managing their finances in a proper manner, and avoiding the credit trap. Don’t risk your child becoming one of the hundreds of thousands of young adults that go bankrupt each year!

Can’t Quit Gambling? Don’t Bet On It

Can’t Quit Gambling? Don’t Bet On It

A preoccupation with gambling may cause some people to risk more than money. They may be gambling their health, happiness and their family’s welfare.

That’s the opinion of experts who define problem gambling as gambling behavior that causes a disruption in any major area of a person’s life. It’s estimated that 2 to 3 percent of the U.S. population suffers from a gambling problem. It can affect men or women of any age, race or religion, regardless of their social status.

Some of the warning signs to watch out for include:

• Preoccupied with gambling and unable to stop

• Gambling to win back what you’ve lost

• Lying to hide time spent gambling or unpaid debts.

Fortunately, an organization is working to ensure help is available. The National Council on Problem Gambling is the national advocate for programs and services to assist problem gamblers and their families.

Its mission is to increase public awareness of pathological gambling and to ensure the widespread availability of treatment for problem gamblers and their families. It also operates the Problem Gambling Helpline Network, a nationwide link to resources.

“A problem gambler doesn’t need to wait to ‘hit bottom’ before asking for help,” says Keith Whyte, executive director, the National Council on Problem Gambling. “Our Helpline can be used by anyone. When their problem is your problem, you as a loved one can call the Helpline to learn what help is available.”

One self-described problem gambler who turned to the Helpline for help characterized its services as being invaluable. According to Sandy Yakim, a 55-year-old teacher whose gambling increased after several personal setbacks, the Helpline provided her with emotional support and information, counseling and advice on how to get help.

Said Yakim, “I have now been clean for over a year. I have money in my savings account. I can shop a little bit. Life is good, I am happy, I have found my joy once again. The Helpline is invaluable. They provide a shoulder to cry on, but more importantly advice on help.”

Should You Consider Career Counseling?

Should You Consider Career Counseling?

Do you still remember what you wanted to be then? An astronaut perhaps, or a doctor? Or a postal worker perhaps. With this, it is meant what you wanted to be when you were about three or five years old. It is probably safe to assume that you somehow have an inkling of what you want to be now, right?

If not, then you could probably consider a career counseling. It has been said that if ever one does not know where one should be going, then you will most probably end up in a different career.

Thanks to career counseling, it enables one to focus on where one should be going and just how it is to go there. A career counselor helps you to gain a broader perspective on yourself, your educational background and the possible career path that you could take. Always remember that is never too late to start on planning your career.

College or university choice

Believe or not, the choice of whether pursuing education through a college or university depends on you. Certain colleges for instance provide an education that is career oriented. This works especially for those types of people who need a balance between focusing on a job and education for the advancement of their career. There are programs that last for two, three years or just for one year.

Meanwhile, there are universities that provide science and arts program with a small number of specific and professional job programs. Programs in universities usually last a lot longer, about three or four years, or probably more. These are also tailored to students who enjoy studying just for the sake of it. Also, a university education is mostly a requirement for jobs such as a lawyer, doctor, or teachers.

Apprenticeship choice and vocational schools

There are also apprenticeships that are now available that students could readily take. Believe it or not, occupations that offer higher rates of pay are those that require skills.
Vocational schools have a range of choices and options that students could choose from.

Schools such as these emphasize career training similar to those in colleges, but their programs are a lot shorter. Of course, since these schools are not subsidized by governments, their tuition fees cost a lot more. Students should be aware that vocational schools are good and that are bad. Of course, these types of school works well for those students who are in a hurry.

Schools that lead to direct employment

This type of school is the usual choice for most students in the secondary level. Records show that for one hundred students in the secondary level, about thirty of these will drop out and go to work. Meanwhile, eighteen of these will study in university and about fourteen will go to college, and about two will be under apprenticeship.

Therefore, approximately sixty six from these one hundred students will be entering the work force and get jobs that pay well. Of course, there will be others who could try a lot of other jobs until they find that one job that fits them well.

These types of persons are usually browsing for a career, in that they move from one job to the next. Of course, the reality is that most companies now require education, this applies even to jobs that are in the entry level. Any options a student has to better their chances must be thought of carefully.

Why choose career counseling

A career counselor can help a student see the maze of choices and possibilities that are available and finally choose the one that best suits them. Be aware though that a career counselor does not choose a career for you. What they do is provide students with an evaluation of their skills and abilities as well as the work that are available out there.

Career counseling is not easy, but going through it sometimes could lead to possibly successful career choices.

Be self- aware

One stage of career counseling is helping students establish self- awareness. At this stage, any of your interests, skills, values, abilities, personal sensibilities, will have to be discovered. The questions commonly asked in this stage include; what are the activities you most enjoy doing? What are you good at?

Questionnaires can help in providing an objective perspective on aspects about yourself. By this stages end, any information relevant to your career needs are summarized. The implications of these results should mean something to you.

All in all, career counseling will work to your advantage if you let it. All you need is an open mind to accept possibilities yet a determined focus to be what you think you want to be.

Different Varieties Of Affiliate Marketing

Different Varieties Of Affiliate Marketing

The benefits of affiliate marketing is more pronounced today than before. This is one of the main reason for the immense popularity of affiliate marketing programs among so many thousands of internet marketers.

Latest web technology has enabled the affiliate marketers to get their statistics and income figures the moment they make an affiliate sale. It is now possible to use companies like PayPal for payment and receipt processing. This has highly curtailed the time that an affiliate marketer needs to wait for his payments to be collected from the merchants.

Both the affiliates and the merchants have now realised that affiliate marketing is effective for both of them. The merchants perceive affiliate marketing as an opportunity to advertise their products at a much lesser cost. On the other hand, the affiliates see affiliate marketing as a uncomplicated way of earning profits online by doing something which they like most, and that is web publishing.

Just as the popularity of affiliate marketing has gone into overdrive, similarly the outlook of people has changed for the better about affiliate marketing. Affiliate marketing is no longer considered as a secondary method of marketing by the merchants, or as an additional income source by an affiliate marketer. For merchants and affiliates alike, affiliate marketing is now considered as a main source of profits and revenues.

We now need to analyze what type of affiliate marketing will work best for any person? Are there any differences in affiliate marketing programs? Are the paybacks from these programs the same? Which are those affiliate marketing programs that work better than the others?

There are actually varieties of affiliate marketing, and the types will depend on how you are going to classify them. The primary classification of affiliate marketing programs falls under two categories: pay-per-click (PPC), and pay-per-performance (PPP).

1. Pay Per Click (PPC) – PPC is the most popular type of affiliate marketing for affiliates with small websites, and probably the easiest way for them to earn money. In this affiliate marketing type, the merchant pays his affiliate whenever a visitor is referred to his site, that is whenever someone clicks through the merchant’s banner or text ads. The affiliate gets paid a certain amount even if the visitor he referred does not purchase anything from the merchant’s site. However, typical fees for PPC affiliate programs are small, usually not exceeding a dollar for every click.

2. Pay Per Performance (PPP) – PPP affiliate marketing is well liked among merchants and is also the most rewarding type for the affiliates. In this type of affiliate program, the merchant pays the affiliate only when his referral converts into an action – that is whenever the visitor he has referred actually buys something from the merchant’s site or when the visitor becomes a lead. This means that the merchant saves a lot on his own direct marketing efforts. On the other hand, this type of affiliate marketing becomes financially most rewarding for the dedicated affiliate, for commissions in PPP affiliate marketing usually comes in the range of 15% to 20% of the actual product sales. And, in the case of e-products or e-goods, the affiliate commission can go as high as 70 – 75% of the sale price.

Pay-per-performance affiliate marketing can further be classified into two types: pay-per-sales (PPS) and pay-per-lead (PPL). Both these are highly popular.

a) Pay Per Sale (PPS) – In a pay-per-sale type of affiliate marketing, the merchants pay the affiliate a certain fee whenever the visitor he has referred to the merchant’s site actually buys something from the merchant’s site. Affiliates are often paid on commission basis, although other merchants would opt to pay a fixed fee. But no matter what the basis of the fee is, it is generally higher than the fee paid to affiliates in a pay-per-click affiliate program.

b) Pay Per Lead (PPL) – The pay-per-lead type of affiliate marketing is a slight variation of the PPS type and is often used by insurance and finance companies and other companies who rely on leads for their company to grow. In this type of affiliate marketing, the affiliate is paid whenever the visitor he referred to the merchant’s site fills up an application form or any similar form related to the business of the company. Compensation for this type of affiliate marketing is based on a fixed fee whose rates approximate that of the fixed fee in the PPS type. Generally, the sales conversion rate is the highest in the case of PPL, because, the visitor is not required to purchase anything but only complete a non-financial transaction, like, filling up an application form, subscribing to a newsletter, etc.

Aside from these three specific types of affiliate marketing, a lot of other affiliate marketing types exist. If the classification is based on the depth of the affiliate network, it can be classified as single-tier, two-tier, and multi-tier affiliate marketing. There is also another type of affiliate marketing that pays the affiliate each time the customer he has referred purchases something from the merchant’s site.

Single-Tier, Two-Tier, and Multi-Tier Affiliate Marketing

These types of affiliate marketing are based on the different levels or tiers in the affiliate network by which payments are made.

A) Single Tier – In a single-tier affiliate marketing program, the affiliates are only paid based on the direct sales or traffic he has referred to the merchant. All the previously mentioned affiliate marketing types (i.e. PPS, PPL, and PPC) fall under the single-tier classification.

B) Two Tier – In two-tier affiliate marketing programs, the affiliates are not only paid for the direct traffic or sales that he brings to the merchant’s site, but also on every traffic or sales referred by other affiliates who joined as sub-affiliate of the above affiliate marketer.

C) Multi Tier – Multi-tier affiliate marketing works the same way, although the affiliate gets additional commission for more number of levels of affiliates in different tiers in the affiliate network.

D) Residual Income Affiliate Marketing – In this type, apart from the affiliate getting paid for every customer he has referred to the merchant’s site, the affiliate is also paid whenever the customer he has referred goes back to the merchant’s site and purchases another product. Commission for such type of affiliate marketing is based on either percentage of sales or based on fixed fee.

Every affiliate marketer finds that these different affiliate marketing methods work differently for each of them. For instance, multi tier affiliate marketing, also called Multi-Level Marketing (MLM) is a highly difficult type of internet marketing and it does not work for everyone. As a matter of fact, many legitimate marketers consider MLM as illegal or something which is undesirable.

An affiliate marketer has to try out different methods and decide which will work best for him or her. He/she should then concentrate on those affiliate marketing methods which are suitable for his/her style of internet marketing business.

Car Air Purifier – Have Clean Air In Your Car

Car Air Purifier – Have Clean Air In Your Car

Many people have noticed that the quality of air in their car is less than desirable. With the millions of cars on the road, construction work and road dust, you will mostly see a cloud of dust while you drive. Add to this is the fact that millions of drivers also smoke, making the air quality in their car go even lower than before. There is a way to fight back and regain the fresh air you deserve even while in your car — by using car air purifiers.

The two major types of car air purifiers are the cabin air filter and the combustion air filter. Both types of car air purifiers allow the air in your car to be much cleaner and healthier to breathe. However, these air purifiers are incapable of being quite as effective as the air purifier units that are based in the home. The portable car air purifier units are only able to remove large particles, which allow the smaller particles to still escape into the car.

A car air purifier simply helps remove the harmful particles from the air that are inside your car. Many drivers are required to drive with the windows up on their car to avoid as many of the harmful particles as possible. The dust and smog that is in the atmosphere can really cause serious problems to those who suffer from allergies. Drivers with asthma as well as passengers also suffer the consequences of the poor air quality in their cars.

There are several different models of car air purifiers that are available and they range in effectiveness. You should not expect to pay more than $200 for a good quality car air purifier, but you should look around for the best model for your particular needs. Various brands and models of car air purifiers attach to the car in different places. While research shows that placement in the car makes no difference in effectiveness, most consumers have a personal preference that should be considered when selecting the perfect car air purifier.

A car air purifier is intended to easily plug into the car cigarette lighter in your car so it does not require a separate power source that most cars would be unable to accommodate. Most car air purifiers are designed so that they are not readily noticeable by those in the car, and are designed to be extremely quiet so as not to add to the noise level. Ease of use as well as effectiveness should be some of the main concerns to consumers seeking the perfect car air purifier for their needs.

Never Shop For Auto Insurance Without These Great Tactics! (2)

Never Shop For Auto Insurance Without These Great Tactics!

Auto insurance is a legal requirement if you wish to operate a vehicle. While some policies may seem expensive, picking the kind of coverage you need and considering your budget can help you pick something affordable. Read this article for tips on how to choose the right auto insurance policy.

When it comes to auto insurance and elderly drivers it is important to know that traffic incidents involving them account for the most amount of casualties in contrast to all of the other ages. It is important to know this so that you fully understand the insurance rates that are quoted for you or your elderly parent.

If you severely damage your vehicle or total it, the insurance company will offer you an amount they think your vehicle is worth. If you don’t agree with the value they give you, get quotes from different auto dealers and prove the value of your car, to make sure you are getting the right amount.

Although many people realize that the type of car can affect the price of insurance, you should also be aware that the rarity of the car will change the price. If you have a car which has very expensive prices of repair, this will be reflected in the price of your insurance as well!

There are a number of steps you can take to reduce your automobile insurance premiums. One way is by maintaining a good credit score. Many insurance companies now use this statistic as part of their criteria in determining a client’s premiums. Joining an automobile club is also a good idea if you have a classic car. Most of these clubs offer members quality insurance policies at reduced rates.

Protect yourself, your passengers, and your insurance premiums by opting for cars with added or enhanced safety features whenever possible. Front and side airbags, passive restraint systems, and a variety of other safety options make your chance of serious injury much less in the event of an accident, which then keeps medical costs to a minimum. This translates into big savings for drivers of vehicles with these options.

When trying to settle your auto insurance claim don’t just settle for the person who calls you first. If you don’t like their offer, ask to speak to their supervisor, and their supervisor and so forth until you get the result you want. Since they don’t want you complaining to your friends and family, you have a good bargaining chip.

Since your car insurance premium is based on your past credit history and ratings, be sure you pay all your bills on time. This will keep your credit in good shape and ensure you are receiving the lowest insurance rates, because they are based on your credit report and history.

If you get into a car crash or other accident, it is too late to use insurance to cover costs to repair your vehicle. To avoid the illegal practice of driving without insurance, check out multiple policies and pick one you can afford. Remember these tips when looking for auto insurance.

Common Website Mistakes

Common Website Mistakes

Is your website ailing?
It used to be that simply having a website meant that your organization was ahead of the curve. Those days are long gone. Today more that ever, organizations need to fuel business and their bottom lines through savvy internet tactics.
What separates the savvy from the just getting by? If any of these symptoms are true of your organization or your website, you may need to rethink your strategy, or better put, start using a strategy in the first place.
You cannot quantify your website’s traffic statistics even in general terms. This should be as common knowledge as your last year’s revenues or your mission statement. How can you make smart decisions about internet marketing dollars if you don’t know how much traffic you are getting?
Your website has not changed in any way in 6 months. If this is the case, it probably indicates that your site is not an active part of your marketing plan. Be careful not to neglect your site to the point that potential customers will be turned off by a lack of attention to detail.
Your site is not generating leads of any kind. Does your site provide an easy way for customers to contact you? Can they submit questions online? Are you in the habit of asking walk-ins “how did you hear about us?”
Your site is rarely, if ever, mentioned in meetings and planning sessions. This one is pretty self-explanatory. Is your site the big white elephant in the living room that nobody talks about?
If your organization displays any of the above symptoms, don’t despair. But do commit to doing something about it. Many times the best way to begin is to find sites that you do like and incorporate the best qualities of those sites into your own. Now get surfing!

Tropicana Casino

Tropicana Casino

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Tropicana Casino

Tropicana Casino is located in Las Vegas Nevada. Lovingly called the “Trop”, Tropicana Casino is on the South strip at the junction of Tropicana Avenue. This is dubbed as the busiest junction not only in the whole of Nevada but in the United States as well. Tropicana Casino is close to New York New York, MGM and Excalibur. Tropicana Casino provides foot bridges that connect it to MGM and NY NY.

Tropicana Casino main theme is the South Sea Island. It is evident in the pool outside the casino and inside the hotel rooms. The main attractions in Tropicana Casino are the small amusement arcade by the entrance to the swimming pool. Another important attraction is the “Casino Legends Hall of Fame”. This feature shows lots of chips used from past casinos. Majority of those casinos have been imploded. Videos of Vegas casino history as it evolve from the implosions, mafia connections and trials and the showmen in the Vegas entertainment industry. A wildlife walk is also provided for visitors.
Stores at Tropicana Casino vary from gift store to liquor store and a cigar store. Tropicana Casino is not exactly a shopper’s paradise. But it is close to some great shopping destinations if you really need to get to shopping. Food is not bad but the long queues in order to get food are not so appealing at all. You can order a doughnut and latte in your own room if you want to avoid the long queues. Tropicana Casino has more than 1,800 hotel rooms.

There are a great number and variety of gaming machines in Tropicana Casino. Games at Tropicana casino include slot machines, wheel roulettes, craps, three-card poker, blackjack, Caribbean stud poker and let-it-ride. For low rollers, a number of nickel slot machines are spread in the place. Roof above the casino is made up of glass and looks very attractive. Craps lessons are provided free of charge. And you are not required to bet after the craps lesson. You get freebies even if you don’t join the clubs. Tropicana Casino has a special promo that allows you to pay $20 and get $40 of play on special machines. You get a valuable gift if you don’t win a jackpot. Unfortunately, these special machines in Tropicana Casino are not as loose as the standard machines. Drinks service is not exactly exceptional. The Tropicana Casino is a bit stuffy, noisy and filled with smoke. If you want to play high stakes you can go the Crystal Room and the High Limit Rooms for more exciting gaming actions. You can apply for credit if you want to increase your money. If you join Tropicana Casino Winner’s Club you could avail of a number of rewards and benefits exclusive to the club including cash back, fabulous gifts and comps. The more you use your card the more points you accumulate and more free gifts you will receive.

Tropicana Casino is still worth your money. Tropicana Casino offers great location and a colorful past. A great way to spend your vacation. Tropicana Casino makes your gaming experience worthwhile.

Excellent Advice To Improve Your Mobile Marketing (3)

Excellent Advice To Improve Your Mobile Marketing

If you’re interested in making some money on the side, then maybe mobile marketing is for you. A lot of people want to get into mobile marketing, but they aren’t sure where to start. Use this article as a guide to help you on your way to your mobile marketing goals.

Use your message recipient’s real name. People like to feel important and recognized, and adding their real name to any messages you send out will give them those feelings. Making your customer feel like you are personalizing messages to them is a great way to make them feel welcome to your business.

Having a QR code is an important factor in mobile marketing. QR codes are the new box codes that can be scanned by a mobile device or a smartphone. They are extremely effective in connecting your customers with your brand. Try linking the QR code with some sort of coupon or discount for maximum results.

Understand the regulations for mobile marketing. Mobile marketing campaigns are heavily regulated, just like anything that has to do with mobile phones. Look up your local and federal guidelines, and make sure you stay well within them. If you do not, you can face penalties that range anywhere from fines to jail time.

Make your messages relevant. This is the most important aspect of mobile marketing. A text message can be very personal and it interrupts someone no matter what they are in the middle of doing. Avoid re-purposing an e-mail. Your text message should be short and very relevant to the audience whom you are sending them out to.

Do not neglect mobile marketing. The market is growing and changing everyday. You have to find new ways to reach out to your audience. Mobile marketing is not a novelty, it is a necessity, if you want to see your business grow. If you have never done any kind of mobile marketing before, you should start now.

If you do not have the time to properly research exactly how mobile marketing fits into the bigger marketing picture, you need to spend the money to pay an agency or a consultant to do the planning for you. There are many things that are going to benefit or prohibit the success of your mobile marketing campaign.

Make sure you mention your mobile marketing campaign in your other marketing efforts. You could have a link on your website where people can sign up for it, or mention it on your Facebook or Twitter page. If people know about your mobile marketing campaign, they will be more likely to sign up for it.

Do not send unreasonable amounts of text messages to personal phones. Mobiles are very personal and many people do not appreciate being overwhelmed with marketing messages. Try to limit the number of messages to as few as possible so as to maintain a high level of satisfaction with your customer.

A better understanding of mobile marketing should give you the confidence that you need to be able to reach your goals with enthusiasm and excitement. There is a wealth of information available about mobile marketing, and new information crops up every day. If you remain vigilant and apply your knowledge, you are sure to succeed.