The World Wide Web Is A Great Resource To Gain Market Knowledge

The World Wide Web Is A Great Resource To Gain Market Knowledge

The World Wide Web is a great resource for almost anything these days including shopping, conducting personal business, meeting new people, dating, networking, research, and even marketing. The Internet is used by millions of people worldwide, so it only makes sense that it has become such an integral and vital part of daily life to so many people and businesses. The World Wide Web is also a great place on which to advertise.

As mentioned the World Wide Web is an excellent tool for learning and research. Many people use it to look up information that they would normally, in the past, be only able to access by going to a library and reading through books and periodicals. Today, many businesses use the Internet as a tool to find out more about marketing and advertising for their business. Marketing and advertising is a vital part of making a business successful, and keeping it that way. The Internet can offer the latest information and marketing trends with just a few clicks of a mouse and a little time.

On the Internet, marketing directors and people employed in the advertising department of a business can research different marketing tools, schemes, and campaigns that might be very suitable for their product or service. Marketing is very dependant on the audience or user of the company’s products. Because they must target their advertising and marketing to specific groups of people for it to be most effective, many businesses choose to engage in targeted marketing.

Researching on the World Wide Web the many different ways in which to market your business is an inexpensive way to weigh your options for marketing. When looking online, you will be able to find outlines and tips on how to effectively market your business. There are many websites dedicated to introducing different marketing ideas such as online marketing, email marketing, and traditional marketing.

The Internet is a great source for learning. Marketers can gain valuable marketing knowledge through marketing forums, marketing networking services, and marketing firms. Forums are a great way for business owners to get together, regardless of location, and discuss tips and tricks of marketing and advertising. These forums allow for the freedom for business owners to talk about what works best and in what arena. In these forums, advertising and slogans do not get in the way.

Using the World Wide Web to learn about marketing possibilities is also useful when looking at different marketing services available and marketing firms. Business owners can use the Internet as a tool to compare the services of different marketing agencies and firms before making a final decision to go with a particular company. The Internet is the perfect tool for business owners to find new ways to market their company.

Auto Parts Online, Auto Parts Online Blog Updating Consumers

Auto Parts Online, Auto Parts Online Blog Updating Consumers

It is very hard to locate good blogs. It is much harder to locate satisfactory automobile blogs. And yet, it is even harder to find an automobile blog that would give you precise and correct yet striking information regarding the latest news and features in the automobile world.

It is a good thing, though, that Auto Parts Online has already set up its own corporate blog. Of course, just like Auto Parts Online itself, Auto Parts Online Blog holds updated information, news, tips, and auto tidbits. Auto Parts Online has been constantly and continuously providing consumers with quality and durable auto parts, replacement parts, performance parts, and accessories. This online store has also been offering unmatched, sturdy, and up to date auto parts and accessories for various vehicles. And just like Auto Parts Online, the Auto Parts Online Blog is also constantly and continuously providing updated and latest information on automobiles and cars that would help out consumers, owners, enthusiasts, and aficionados in their search for excellent auto information.

The latest information you can find at the Auto Parts Online Blog pertains to new developments and models in the automobile world. There is an article on the Mercedes Benz S Class that delves into this vehicle’s bagging in of the Euro Car Body Award for 2005. A post on the upcoming 2006 Chicago Auto Show enthralls readers on some updates regarding the said event. A post on a new innovation in the seatbelt industry will unveil new heights in technology and safety. And an article on an innovation done with regards to vehicle navigation systems would keep you interested and looking forward to it.

Of course, there are other articles and posts available at the Auto Parts Online Blog. Guests and readers would still be able to go back to the oldest item on the blog list if by any chance they missed out on something. Other pieces of information regarding the automobile and car industry have also been posted and made available through this online blog.

Each and every article and post that you can find at the Auto Parts Online Blog has been carefully thought over. In-depth research has also been facilitated so as to provide you ample yet content-rich articles. Articles in this online blog also have been carefully checked and creatively written so as to hold the readers’ interests.

Automobile enthusiasts, aficionados, and followers could deviate themselves from the usual happenings of their everyday lives and come together through this blog. If you have any reactions, comments, or interesting facts to share, the Auto Parts Online Blog gives its visitors and readers to speak their mind through its comments portion. This comments portion is available at each and every article.

The Auto Parts Online Blog currently serves as Auto Parts Online’s instrument and channel in its continued commitment in providing loyal service for its customer base. This blog also functions as the online store’s source of excellent, quality, and up to date information on the car and automobile industry.

Legal Update – Owners Corporation Act (2006)

Legal Update – Owners Corporation Act (2006)

The Owners Corporation Act (the ‘Act’) was passed on 14 September 2006 and received assent on 19 September 2006. The Act, in effect, replaces and enlarges upon the regulations under the Subdivision Act 1988 with regard to bodies corporate (now called ‘owners corporations’).

The Act changes the structure, function, rights and obligations of bodies corporate and will affect property owners, managers, and property developers of residential properties, commercial properties, retirement villages, shopping complexes, office space, industrial complexes and mixed-use developments.

The Act comes into operation on 31 December 2007.

The Act will directly affect the one in five Victorians who own, live in, manage or develop bodies corporate. Here we examine the Act and highlight the Act’s key provisions.
Why the act has been passed.

The Act is intended to address the inadequacies in the Subdivision Act 1988 in an environment of increasing numbers of bodies corporate and increasing complexity in the way they are structured and managed.

The Act :

* addresses both the obligations and rights which are common to all OCs, and recognises the different requirements of two-lot, general and large OCs; and
* outlines the structure, function, rights and obligations of lot owners, OCs, managers and committees.

Existing Legislation: Subdivision Act 1988

At present, bodies corporate are created and managed largely under a regime established by the Subdivision Act 1988. However since that legislation was enacted the number and complexity of bodies corporate has increased dramatically. It is estimated that in 1988 there were 35,000 bodies corporate covering 200,000 people, and that now there are 480,000 lots, 65,000 bodies corporate and that 1 million people live or work in a building that is covered by a body corporate. The estimated capital improved value of lots affected by bodies corporate is $40 billion. The law relating to bodies corporate has been under review since 2003.

The Act is intended to address inadequacies in the Subdivision Act 1988 regime. In the second reading speech for the Act, Attorney-General Mr Hulls stated that:

‘The current regulatory scheme for bodies corporate is not serving Victorians well. The regulatory scheme is sparse and limited in the guidance it provides to bodies corporate and lot owners. Parts of it are not clear or appear contradictory, and in many areas little guidance is provided to individuals trying to run these community organisations we call bodies corporate. At a minimum this Act will fix this situation.’

r Hulls outlined the main themes emerging from the review process as:

* the need for better access to dispute resolution;
* clearer rights, duties and responsibilities of members and the body corporate;
* giving sufficient powers and flexibility to bodies corporate and body corporate committees to allow them to operate effectively;
* improved financial management and protection of body corporate funds;
* long-term maintenance planning; and
* the promotion of more professional standards in the body corporate management industry.

Creation of Owners Corporations

An Owner’s Corporation (‘OC’) is created under the Subdivision Act 1988 (which the Act amends) in the same way that a body corporate was created i.e. a plan of subdivision may provide for the creation of one or more OCs, and a plan of subdivision which contains common property must provide for the creation of one or more OCs. An OC will automatically come into existence upon the registration of a plan of subdivision.

The Act outlines the functions of the OC, which include an obligation to repair and maintain the common property and equipment and services, take our insurance as required by any Act, keep an OC register and provide an OC certificate, and any other function conferred by any law. These functions are substantially similar to the functions of a body corporation under the Subdivision Act 1988. However the Act substantially expands and regulates the conduct of these functions.

In carrying out its functions and powers, an OC must act honestly and in good faith and exercise due care and diligence.

An OC may delegate by instrument any power or function of the OC to the Committee, Chairman, Secretary, member, manager or employee of the OC. An instrument of delegation must be issued at the AGM.
Existing Bodies Corporate

Under the Act:

* existing bodies corporate will become OCs and will be subject to the new legislation;
* existing body corporate rules will continue to the extent that they are not inconsistent with the new legislation; and
* any body corporate certificate issued immediately before the commencement day of the new legislation will be deemed to be an owners corporation certificate.

Tiers of Owners Corporations

Under the Act there are three tiers of OCs:

* OCs over two-lot subdivisions: these OCs are exempted from compliance with a number of requirements under the new legislation;
* OCs generally;
* Prescribed OCs: certain OCs (as prescribed in regulations which are not yet available) will have additional obligations. Prescribed OCs are expected to be the larger OCs.

Financial management

An OC (other than a two-lot OC) must keep proper accounts and prepare a financial statement for the annual general meeting. An OC may, and a prescribed OC must, have the financial statement audited.

An OC may, and a prescribed OC must, prepare a maintenance plan setting out certain information including anticipated major capital expenses within the next 10 years. A maintenance plan does not have effect unless it is approved by the OC. An OC with an approved maintenance plan must establish a maintenance fund into which certain funds must be paid.
Asset management

An OC must repair and maintain the common property and all related chattels, fixtures, fittings and services, and any service which is for the benefit of more than one lot and the common property.

Lot owners are required to maintain any part of the lot that affects the outward appearance of the lot, and maintain any service that serves that lot exclusively. Lot owners must not permit the common property to be damaged or to deteriorate. In some circumstances, lot owners are responsible for cleaning and maintaining overhanging eaves and gutters that are common property. Lot owners can decorate and attach fixtures to their lots, but must give notice to the OC of any application by the lot owner for a building or planning permit.
Insurance

A lot owner can insure their lot and their interest in the common property. Section 11 of Sale of Land Act 1962 remains in effect: a lot owner cannot sell a lot if insurance required under the Act is not in place. If the insurance has not been taken out, the purchaser may avoid the sale at any time before the contract is completed.

All OCs (except two-lot OCs) are required to obtain reinstatement and replacement insurance and public liability insurance for common property, and for any multilevel developments.

Not less than every five years a prescribed OC must obtain a valuation of all buildings that it is liable to insure. The OC must present the valuer’s report at the next general meeting.
Developers

The Act imposes a number of obligations on the applicant for registration of the plan of subdivision (other than a two-lot subdivision):

* the applicant must provide (amongst other things) at the first meeting of the OC (which must occur within six months of the registration of the plan of subdivision) an OC register, any accounts or records made on behalf of the OC, the maintenance plan (if any), any contracts, leases and licences binding on or benefiting the OC, insurance policies, the names of the companies, tradespeople or suppliers who provided a warranty or other guarantee on any matter for which the OC is responsible, and copies of those warranties and guarantees;
* within the first five years following registration of the plan of subdivision and while the applicant owns a majority of the lots affected by the OC, the applicant must:
* act honestly and in good faith and with due care and diligence in the interests of the OC in exercising any rights under the new legislation; and
* take all reasonable steps to enforce any domestic building contract entered into for any breach of contract which affects the common property and of which the applicant is aware or ought reasonably to be aware; and
* the applicant must establish an OC register which includes information regarding lot liability, insurance policies, notices or orders served on the OC and details of contracts, leases and licenses entered into by the OC.

Proxies and Powers of Attorney

The Act makes it an offence for a person to require or demand that a lot owner of any subdivision provide a power of attorney or proxy for the purpose of voting at a meeting or in a ballot of an OC.

A person is not entitled to exercise a power of attorney for more than one lot (unless the lot owners are members of the same family).

A proxy holder must act honestly and in good faith and exercise due care and diligence. A person can hold any number of proxies, however any proxy is revocable, and lapses after twelve months of being given. A proxy holder who is not a lot owner may not vote on matters which affect that person relating to the delegation of functions and powers (e.g. to a manager or committee), or the appointment, payment or removal of a manager. Any contract appointing a manager in breach of the new legislation is voidable unless affirmed by the OC by special resolution.
Committees

Any OC with thirteen or more lots must elect a Committee. The Committee can do all things that an OC can do by ordinary resolution, unless the OC decides to limit the Committee’s powers. The procedure by which Committees must operate is clarified. The Committee must also present a report of its activities to the annual general meeting.

Each member of a Committee or sub-committee must act honestly and in good faith and exercise due care and diligence in the performance of his or her functions, and must not make improper use of his or her position as a member to gain, directly or indirectly, an advantage for himself or herself or for any other person.

Each OC must have a Chairman, and may have a Secretary. The functions of Chairman and Secretary must now be undertaken by members, rather than a manager. A manager cannot be a Secretary unless there is no Committee and no Secretary.

Sub-Committees can be set up in accordance with the rules, which may provide for the role and functions of the sub-committee.
Managers

An OC may appoint a person to manage the OC. A manager must act to the same standard as is prescribed for Committee members.

A manager must submit a report to each annual general meeting, which must include details of the manager’s professional indemnity insurance.

Every paid manager must carry professional indemnity insurance and be registered with the Business Licensing Authority. The Licensing Registrar will keep a register of managers which will contain certain information including contact details, insurance details, and orders of VCAT relating to the person as a manager. Any existing manager will have three months in which to register. Any person, in accordance with the regulations (not yet published), can inspect the register.

Within 28 days of ceasing to be a manger, the manager must return all records relating to the OC to the OC.

An OC can revoke the appointment of a manager. As an OC can delegate its power, a delegatee of the OC can revoke a manager.
Records and Register

An OC must keep:

* a register (as established by the application for registration); and
* (for 7 years) records regarding each OC, including copies of resolutions, financial statements and accounting records, contracts and agreements entered into by the OC and leases and licences to and from the OC.

The OC must make the records and register available to a lot owner, mortgagee of a lot and purchaser of a lot (or any of their representatives), and those people can copy the documents for not more than the prescribed fee.

A person can apply to VCAT to restrict access to personal information in exceptional circumstances.
OC Certificate and Vendor’s Statements

The OC must provide within 10 days of a request, an OC certificate containing certain information including information relating to the manager, all contracts, leases, licences and agreements affecting the common property, legal proceedings and liabilities and contingent liabilities of the OC, and accompanied by certain documents.

The OC Certificate (including all documentation) must be attached to a Vendor’s Statement for the sale of any lot.
Dispute Resolution

The Act outlines a number of dispute resolution procedures. These include:

* Complaint to the OC – A lot owner, occupier or manager may complaint to the OC about an alleged breach of an obligation by a lot owner, occupier or manager. The OC must have a dispute resolution process or the dispute resolution process of the model rules will apply. An OC must follow the dispute resolution process as set out in the rules before making an application to VCAT;
* Application to the Director – On application to the Director of Consumer Affairs Victoria (CAV) by any person, the Director may refer a matter to an employee of CAV for conciliation or mediation; and
* VCAT – VCAT has powers to resolve a dispute arising under the Act or regulations or rules with regard to the operation of an OC, breach by a lot owner or occupier of the Act or regulations or rules, and exercise of a function by the manager. VCAT can dismiss an application by an OC if the dispute resolution process set out in the rules has not been followed.

Adverse Possession

The Act amends the Limitation of Actions Act 1958 so that the right, title and interest of an OC in common property is not affected by reason only of any adverse possession, irrespective of the period of that possession.
Concerns which have been raised in regard to the Act

Although there were a large number of submissions regarding amendment to the Act, and it was accepted that the Act was not without flaws, the Act passed through both houses of Parliament without amendment.

Some of the concerns raised, which may be addressed in the regulations or in future amendments to the Act, include:

* that the Chairman and Secretary must be members of the OC, rather than these roles being undertaken by a manager as occurs in most bodies corporate at present;
* that in attempting to address the issues of larger OCs, the Act imposes a burden on the 30% of OCs which consist of 5 lots or less, and the 45% of OCs which consist of between 5 and 100 lots which may result in additional expense, such as the employment of a manager where one was not previously required;
* that the Act does not address the problem of obtaining a quorum of lot owners, and particularly of obtaining a special resolution of the lot owners (75%). Further, the legislation does not provide that meetings can be conducted by ballots in addition to in person;
* that a special resolution is required in order to commence legal proceedings, thereby reducing the availability of this dispute resolution mechanism;
* that a unanimous decision is required to increase the lot entitlement and liability of a lot, and it is unlikely that a lot owner will vote to increase its lot liability;
* that the status of contracts entered into prior to the Act becoming operational is uncertain;
* that there is no minimum standard imposed on managers;
* that the register of managers will reveal each managers’ client base; and
* that there is inadequate provision for the protection of OC funds (including the maintenance fund).

Car Loan Calculators

Car Loan Calculators

There are many car loan calculators available to allow you to determine your monthly payment or even your car purchase price.

‘Buy or lease’ car loan calculators are also available. Such calculators are capable of comparing amounts, and will let you see which is the better value for you.

One limitation of a car loan calculator is that it is not a quote. This is because your actual repayments may change based on your individual circumstances.

The features of a car loan calculator are generally similar. Most car loan calculators allow you to put in the amount of money you would like to loan. Afterwards, you can select how many months you would like to pay it back. Finally, you can click the car loan calculator button and see how it works out how much you will end up paying the finance company. This would, of course, depend on how many months you choose and what their annual percentage rate (APR) is.

A car loan calculator can be offered free on the internet as an Excel Spreadsheet Download Area. It is ready to use. All of them have several loan scenarios on one 8×10 printout, allowing you to make quick decisions about your car loan. You can also find car loan calculators online at E-LOAN and Capital One Auto Finance. If you have a PocketPC type PDA, you can download a version of some car loan calculator for PDA. You can use the spreadsheets to compare online auto loan rates to the car dealer auto loan rates. New car financing has never been easier for you.

Here are some general kinds of car loan calculators and see which works best for your car loan needs.

Free Car Loan Calculator – There are tons of free car loan calculators around, especially on the internet. Remember most of the calculators are just to work out what your ideal monthly payments should be and are NOT a quote. There are free car loan calculator links all over the net.

New Car Loan Calculator – New car loan calculators help you work out your ideal monthly payments. A lot of new car loan calculators can be used for a variety of uses like used car loans. With this calculator, you can usually enter your own interest rate for your loan.

Online Auto Loan Calculator – There’s quite a lot of online car loan calculators out there that you can use and you’ll find links to online auto loan calculators that can hopefully help you find the best deal.

Why are car loan calculators useful? You’ll need to calculate your car loan payments and look up dealer costs for cars and trucks. Without the knowledge you have derived from using a car loan calculator, you could miss out on a good deal. Bank and finance companies could take advantage of your lack of research.

As you try to arrive at how much car you can afford with car loan calculators, don’t think in terms of the monthly payment or just of the total price of the car. The monthly payment, as we’ve seen, can be manipulated just as easily and both approaches leave out other costs associated with the car, such as insurance, fuel and maintenance. To truly understand if you can afford a car, you must take all these factors into consideration. There are ‘how much car can you afford?’ calculators which will help you arrive at a close approximation. They work in the same way as car loan calculators.

There’s still more to do before you actually start shopping for a car of your own. Decide whether you should buy a brand new or a pre-owned vehicle and whether you would be better off buying or leasing. There are pros and cons to both questions. Either way, car loan calculators can speed up your decision.

Nation Branding and Place Marketing – VII. Marketing Implementation, Evaluation, and Control

Nation Branding and Place Marketing – VII. Marketing Implementation, Evaluation, and Control

VII. Marketing Implementation, Evaluation, and Control

How can a country (region, state, city, municipality, or other polity) judge the efficacy of its attempts to brand or re-brand itself and, consequently, to attract customers (investors, tourism operators, bankers, traders, and so on)?

Marketing is not a controlled process in an insulated lab. It is prone to mishaps, last minute changes, conceptual shifts, political upheavals, the volatility of markets, and, in short, to the vagaries of human nature and natural disasters. Some marketing efforts are known to have backfired. Others have yielded lukewarm results. Marketing requires constant fine tuning and adjustments to reflect and respond to the kaleidoscopic environment of our times.

But maximum benefits (under the circumstances) are guaranteed if the client (the country, for instance) implements a rigorous Marketing Implementation, Evaluation, and Control (MIEV) plan.

The first task is to set realistic quantitative and qualitative interim and final targets for the marketing program – and then to constantly measure its actual performance and compare it to the hoped for outcomes. Even nation branding and place marketing require detailed projections of expenditures vs. income (budget and pr-forma financial statements) for monitoring purposes.

The five modules of MIEV are:

1. Annual plan control

This document includes all the government’s managerial objectives and (numerical) goals. It is actually a breakdown of the aforementioned pro-forma financial statements into monthly and quarterly figures of “sales” (in terms of foreign direct investment, income from tourism, trade figures, etc.) and profitability.
It comprises at least five performance gauging tools:

I. Sales analysis (comparing sales targets to actual sales and accounting for discrepancies).

II. Market-share analysis (comparing the country’s “sales” with those of its competitors). The country should also compare its own sales to the total sales in the global market and to sales within its “market segment” (neighboring countries, countries which share its political ambience, same-size countries, etc.).

III. Expense-to-sales analysis demonstrates the range of costs – both explicit and hidden (implicit) – of achieving the country’s sales goals.

IV. Financial analysis calculates various performance ratios such as profits to sales (profit margin), sales to assets (asset turnover), profits to assets (return on assets), assets to worth (financial leverage), and, finally, profits to worth (return on net worth of infrastructure).

V. Customer satisfaction is the ultimate indicator of tracking goal achievement. The country should actively seek, facilitate, and encourage feedback, both positive and negative by creating friendly and ubiquitous complaint and suggestion systems. Frequent satisfaction and customer loyalty surveys should form an integral part of any marketing drive.

Regrettably, most acceptable systems of national accounts sorely lack the ability to cope with place marketing and nation branding campaigns. Intangibles such as enhanced reputation or investor satisfaction are excluded. There is no clear definition as to what constitute the assets of a country, its “sales”, or its “profits”.
2. Profitability control

There is no point in squandering scarce resources on marketing efforts that guarantee nothing except name recognition. Sales, profits, and expenditures should count prominently in any evaluation (and re-evaluation) of on-going campaigns. The country needs to get rid of prejudices, biases, and misconceptions and clearly identify what products and consumer groups yield the most profits (have the highest relative earnings-capacity). Money, time, and manpower should be allocated to cater to the needs and desires of these top-earners.

3. Efficiency control

The global picture is important. An overview of the marketing and sales efforts and their relative success (or failure) is crucial. But a micro-level analysis is indispensable. What is the sales force doing, where, and how well? What are the localized reactions to the advertising, sales promotion, and distribution drives? Are there appreciable differences between the reactions of various market niches and consumer types?

4. Strategic control

The complement of efficiency control is strategic control. It weighs the overall and long-term marketing plan in view of the country’s basic data: its organization, institutions, strengths, weaknesses, and market opportunities. It is recommended to compare the country’s self-assessment (marketing-effectiveness rating review) with an analysis prepared by an objective third party.
The marketing-effectiveness rating review incorporates privileged information such as input and feedback from the country’s “customers” (investors, tourist operators, traders, bankers, etc.), internal reports regarding the adequacy and efficiency of the country’s marketing information, operations, strengths, strategies, and integration (of various marketing, branding, and sales tactics).

5. Marketing audit

The marketing audit is, in some respects, the raw material for the strategic control. Its role is to periodically make sure that the marketing plan emphasizes the country’s strengths in ways that are compatible with shifting market sentiments, current events, fashions, preferences, needs, and priorities of relevant market players. This helps to identify marketing opportunities and new or potential markets.

The Encyclopedia Britannica (2005 edition) describes the marketing audit thus:

“… (I)t covers all aspects of the marketing climate (unlike a functional audit, which analyzes one marketing activity), looking at both macro-environment factors (demographic, economic, ecological, technological, political, and cultural) and micro- or task-environment factors (markets, customers, competitors, distributors, dealers, suppliers, facilitators, and publics). The audit includes analyses of the company’s marketing strategy, marketing organization, marketing systems, and marketing productivity. It must be systematic in order to provide concrete conclusions based on these analyses. To ensure objectivity, a marketing audit is best done by a person, department, or organization that is independent of the company or marketing program. Marketing audits should be done not only when the value of a company’s current marketing plan is in question; they must be done periodically in order to isolate and solve problems before they arise.”

The New Age Mathematician…Changing the World One Step At A Time

The New Age Mathematician…Changing the World One Step At A Time

Jerald Bothell began his studies at Syracuse University. He received his B.S. from there in 1990 and moved to the University of California at Berkeley to undertake research in the area of theory of probability. After completing his Ph.D., Bothell spent the years of 1995-96 in Vegas to study the addictive habits of casino players and their magnetic draw to this city.
Throughout this period, Bothell continually worked on this one area which fascinated him. One of his students sums up this work:- It is evident that Dr. Bothell’s contributions to the field of probability are of considerable depth. However, what sets them apart is their marvelous originality. This is also true of his subsequent work on statistics.
In 1997, Dr. Drusler and Dr. Kingsman, authors of Integrated Mathematics describes Bothell’s contributions in the fields of statistics and probability:
Bothell has fantastic geometric insight and vision: his ideas have completely revolutionized the study of probability in 2 and 3 dimensions, and brought about a new and interplay between analysis and geometry.
In 2000, Dr. Bothell wrote an advanced version of the Ultimate Lottery System and immediately used its hidden secrets. His results yielded him a net gross of 5.5 million dollars in one year. Bothell’s work on statistics and its results has established him as well known guru in lottery circles nationwide. Kingsman describes this geometrical work in the following summary:-
Bothell’s results are surprising and beautiful. The method is a new level of geometrical analysis – in the sense of powerful geometrical estimation on the one hand, and spatial visualization and imagination on the other, which are truly remarkable.
Dr. Bothell has received many honors in addition to his work in the field of the theory of probability. He now resides in Texas with his wife, Eva, and has sold the copyrights of his lottery system to Pooh Bear Enterprises. He stays in frequent contact with the CEO and staff of P.B. Enterprises to ensure the accuracy and quality of his work. His goal is to help as many people as he can to reach their life dreams and share the great fortune of this land.
Dr. Bothell list his hobbies as cinema and reading, and his favorite sports are football and golf.

Earning A Civil Engineering Graduate Degree Online

Earning A Civil Engineering Graduate Degree Online

Civil engineering is among the oldest branches of the vast field of engineering. Civil engineers create, construct, and maintain all types of public systems and structures, and are literally the backbone of any city or town. Civil engineers are often responsible for any of the following tasks: design and/or construction of road systems, municipal buildings and centers, airports, as well as water supply and sewage systems that include tunnels, bridges, dams, and filtration structures. The general field of civil engineering is an umbrella under which there are many sub-fields, including structural engineering, building construction, environmental engineering, transportation, and geotechnical engineering (soil and rock mechanics). If you are currently working as a Civil Engineer, you know that there are a variety of jobs available within the discipline. And if you have a graduate degree in Civil Engineering, you know that the career prospects are even broader. It has never been easier to earn a Master’s degree in Civil Engineering. Online programs offer a great deal of convenience and flexibility. By earning your Civil Engineering Master’s degree online, you give yourself the chance to expand and develop your knowledge and scope of the field, and thus broaden your career possibilities.

Civil Engineers often find employment near cities that house major industrial and/or commercial hubs. In areas such as these, engineers are needed to design and build safe transportation systems, water and sewage systems, as well as maintain, repair, or replace current roads and municipal construction (bridges, tunnels, etc). Because employment opportunities within the field of Civil Engineering depend on the geographic area and need for specific work, it is important to be as competitive a candidate as possible when looking for employment. Earning an online graduate degree in Civil Engineering will give you an edge, even if you are currently employed in the field. The career opportunities are seemingly limitless in the field. A Civil Engineer can hold a managerial post, ranging from construction site manager working out in the field to a city engineer designing and implementing roads and structures on computer-based interfaces. There are also many types of support positions available for a Civil Engineer, including working as a designer, conducting research to further scientific knowledge and design methods in the field, and, of course, teaching. Many of the higher-ranking (and higher-paying) positions in the field of Civil Engineering are made available to those who hold a Master’s degree or higher.

If you are considering earning a graduate degree in Civil Engineering, consider enrolling in an online program. There are a number of good reasons to do so. Number one is convenience. You can continue working your regular work schedule and earn you degree simultaneously. Many online programs offer lectures via streaming video that you can watch at any time on your computer, from home or at work. And all of your assignments can be submitted to your professors using your email. With the convenience of online learning also comes flexibility. Because you can fit your class time into your schedule, you don’t have to sacrifice family commitments or leisure time. Earning your Civil Engineering degree online is an almost ideal way to achieve your highest career aspirations.

Many online graduate degree programs in Civil Engineering are specifically designed for the working Civil Engineering professional. They are offered through fully accredited Universities, and the programs are planned around the most current recommendations of the ASCE (the American Society of Civil Engineers). Among the degrees that can be earned are a Masters of Science in Civil Engineering with an emphasis on Construction Engineering or Structural Engineering. There are also programs available that emphasize the technological side of the field, providing instruction to those who are more inclined to do design work on a computer. Whatever you decide to do, you can often develop your own study strategy within a field of specialization that is related to your current occupation.

When you decide that you want and need a graduate degree in Civil Engineering, you must consider earning it online. The approach to continuing your education is convenient, it is adaptable, and it is simply the most current way to advance your career. Having a Master’s degree brings with it not only the professional development, but also a sense of accomplishment, and the testimony to current and future employers that you are resolute in being the best Civil Engineer that you can be.

FootballKUB Online Casino Games

Football (also known as Association Football or Soccer) is one of the most popular sports in the world. It is a team sport in which two teams of 11 players try to score goals by maneuvering a ball into the other team’s goal.

The game has been played in Europe for over a century and its popularity is set to continue growing. Several online casino sites are now offering a range of football-themed games that players can enjoy.

football kub are becoming more and more popular as they are designed to give the player an immersive experience like they would get at a real football match. This includes sound effects that mimic the sounds of the ball hitting the net and a roar from the crowd, tension in the result and visual themes that help to convey a realistic feel for the game.

In addition to the immersive features, these games also offer a variety of different gameplay options that keep players entertained. This is because they are constantly being updated and optimised to meet the needs of their users.

What’s more, these online casinos understand that players want a simple and easy-to-use gaming platform that will make their experience as smooth as possible. This is why they offer a variety of ways to play their games, including multiple payment methods and a number of convenient deposit and withdrawal options.

It’s no wonder that these football-themed casino games have become so popular. They are a great way to experience the thrill of a real match without having to travel or spend a lot of money. They are also a great way to win some cash and have fun while you’re at it.

The career mom is the CEO of everything!

The career mom is the CEO of everything!

I realized the critical importance of the role of career mom when I had my kids and had to work at home at the same time. Not only are career moms assuming the roles of being mom, they are also taking on the role of being a woman, a wife, a daughter, a business owner or an employee, etc. And we’re not even talking about bring a driver to the kids, a cook to the family, a teacher or tuition teacher every single day of the year until the kids are capable of driving themselves around. Most of the time, the career mom may have to assume the role of psychiatrist and counselor as well!
Now, I don’t know about you but I think this whole thing about multi-tasking and multiple role-playing is pretty hard to stomach.
That’s why it’s essential to the emotional and physical health of the career woman to take care of herself and remain in tip-top condition health-wise, emotionally, physically and mentally. As soon as we, career moms, crumble, the people around us who are dependent on us (although husbands may refuse to admit their dependency on us) will crumble along with us!
Career moms work, on average, 51/2 days a week and that turns out to be around 44 hours a week. And when they return home, it’s not the end. There’s no time to sit around, lounge around in the bath or put on a facial mask or anything like that because the kids need to be fed, the clothes need to be ironed, the floor needs sweeping and the garbage needs to be taken out! Career moms don’t normally get overtime, if they are earning above average salary and yet they don’t get paid anything for working on the family. It seems that career moms have to spend right about 25 hours every single week on household responsibilities while their male counterparts get off work and STAY off work.
Balancing a career and a family is never an easy thing – no one in his or her right mind will tell you that it’s a walk in the park. The process of trying to balance the importance of a career and the significance of the family in her life is never ending. However, with some form of plan that can help the career mom organize and plan the days of her week, a career mom might be able to find some time to spend on herself!
A career mom, Kimberly, once told me that she made a pact with her husband, Geoffrey, that he is not to watch television on Mondays, Thursdays and Sundays because those are the days that Geoffrey is expected to help deal with the kids. Kimberly further told her husband that she will go the gym or attend to her personal needs every Thursday and Sunday, hence, Geoffrey will have to take over from this career mom, family-wise. Although we have to admit that not every man is like Geoffrey and most of them will give you a good fight for his right to watch and channel-surf the TV every single night, some of them will give in to this creative approach that the career mom can come up with.
The best thing that a career mom can do for herself and her family is to set up a communication ‘center’ in the home, for e.g., the fridge, notice boards, cupboards, closets, etc. Once the career mom gets the rest of the family to cooperate with her on using the communication center, career mom will find more time for herself without compromising the functionality of her family and her work.

Interview With Josh Epstein of Vision Music USA

Interview With Josh Epstein of Vision Music USA

Vision Music USA is a proactive and progressive music service firm with the interest of their clients the driving force that makes them successful. President Josh Epstein and CEO Nick Stamoulis are focused on helping the Independent artists to maintain control of their career by saving them time and their hard-earned dollars. Josh took some time from his busy day to talk to me about their growing company.
MuzikMan: How did you and Nick meet? What interest and goals did you share that brought you together? What are your backgrounds and what qualifies you to provide all of these services to Independent artists?
Josh: Nick and I met in Boston. I was working as the Publicist at the Mama Kin Music Hall co-owned by Aerosmith. Nick and I care very much about music and musicians. Both Nick and I have always wanted to work in music. Specifically, we want to work on our own terms. Individually we have worked with people who care more about money then actually helping artists. We have seen hard working musician’s be deceived by manipulators posing as true professionals. Our goal is to own and run a company that is a true resource for independent musicians. We both bring very specific talents to our company. Vision Music USA is Nick and Josh. A major prerequisite to gaining employment with Vision is to share not only our beliefs but our work ethic.
What qualifies Nick and I to assist others with their careers is our ability to relate to the artist. We have both spent several years in the trenches, similar to hard working musicians. Nick and I have worked in several key aspects of the music industry (booking, radio, marketing, artist development, promotions, management, etc). As the Showcase Coordinator for the NEMO Music Showcase and Conference I evaluated over 2,000 bands and musicians. I credit my ear for music and my eye for critiquing press kits to that conference. We chose to work with independent musicians for many reasons. One, with our assistance they might not be independent for long. Two, we have always wanted to provide the resources independent bands need to take their career’s to the next level. This is what is so exciting. This is what makes going to work a pleasure. It’s knowing that you are making an immediate impact in someone’s career.
MuzikMan: Where did you get the name Vision Music USA? How long have you been in business and how does an artist know that you are the real deal and really a “No Bullshit Firm” that you profess to be? Do you have actual testimony from customers that supports that statement?
Josh: Vision is simply the artists own vision. It is where they perceive their career is headed. This is all before we start with them. Once we start with an artist we take their vision to the next level. Vision Music USA has been in business for about two years. “No bullshit firm” is Nick’s idea. It is very true. It means that we don’t give the artist the runaround. We know how important their time is. We see it as a privilege to be working with the people we do. An artist sees this when the two owners of the company are constantly involved or supervising their project. We are very proud of our testimonials. When our customers take the time to express their happiness with our work it truly makes our day. All of our customer testimonials are on our website.
MuzikMan: What happens if a particular artist is not satisfied with something you have done, what is your recourse?
Josh: The customer is always right. I learned that at an early age from my father who owned a clothing store. We make our clients feel like family. If there is a problem with a portion of a service we do our best to appease the situation. Nick and I will always find an amicable solution for both parties.
MuzikMan: Are you both available to communicate with on the phone or by e-mail during normal business hours? How long does it take you to respond to a clients query?
Josh:e are very busy. However, we are very accessible. Nick and both give our email addresses out freely. If we are busy, our procedure is to return all calls in 24 hours. For the most part, most people contact us and our employees via email.
MuzikMan: What made you decide to take the chance, quit your day jobs, and make this a full time gig? Most people are not willing to take that chance, what makes you different?
Josh: We both knew it was going to work. We have put countless hours of time into Vision Music USA. We feel that we have an innovative idea. We provide services to those who need it. Additionally, our services are very cost effective. This isn’t a get rich quick scheme. Nick and I are interested in making money long term while helping musician’s attain their individual goals.
MuzikMan: What can an artist expect to get in return for all of your services? What is the goal for each specific client?
Josh: First and foremost, we are consultants. It is our job to customize a client’s service to fit their needs. With our assistance, the artist will have a far greater understanding of where they stand and where they need to go. For example,if an artist purchases a Press Kit Development package we completely critique their original work. After this critique we give them the recommend suggestions they need. We point the artist in a direction they are comfortable with. The goal is to bring them more recognition and make the press kit more effective for the artist. Each client’s goals are assessed on a customized basis. This is our philosophy.
MuzikMan: Where does Vision Music USA want to go from here?
Josh: We would like to maintain our growth. We will be developing more products and services for our customers. It is important to Vision Music USA to maintain and continually develop relationships with other companies. We have a few other ideas but that’s another interview.
MuzikMan: Do you both feel that eventually labels will not exist and all artists will have complete control of their work in the aspects of production, distribution and promotion? A lot of that is happening on the Internet right now, do you think it’s a good thing? Are there some drawbacks to this radical departure from the status quo?
Josh: If people can do things on their own that was never possible, then go for it. Artists should have more control over their own work in general. I think the internet is amazing. Considering what I do for a living. I feel there are too may artists who don’t fully understand what a record deal is. Too many artists think getting signed is the goal. I think it should be the start.
Take your Career to YOUR next level with Vision Music USA!
Vision Music USA is a TRUE independent musician’s resource!
Some services include: Artist Development, Booking, Merchandise, Graphic Design,Website Design, CD Duplication and much more!