Month: June 2022

New York State Lottery

If you are lucky enough to win the New York State Lottery, it could make you the very next king of the hill! The New York State Lottery is not only one of the largest but one of the oldest state lotteries here in the United States. New Hampshire takes the prize for having the oldest lottery.

The New York State Lottery runs three jackpots, about a dozen scratch-off games and five daily drawings though 15,000 retailers and approximately 14,000 online outlets.

The establishment of the New York State Lottery was made by the new state constitution which was passed in 1966. Just about one third of the lottery’s revenue, which results in $2 billion a year, goes directly to the support of New York City Education. The New York State Lottery also awards scholarships to the Leaders of Tomorrow to one eligible graduating senior who is chosen from each private and public school in the state. The only stipulation to accepting this award is that they must attend New York universities.

There are several games that can be played in the lottery. Here are a couple of the favorites and how to play them:

Take Five – Visit any New York State Lottery retailer and ask for a playcard. Choose 5 numbers that go from 1 to 39 and fill in the squares you have chosen as instructed on the playcard. You may also select the Quick Pick option which saves you a lot of time and let the computer randomly select the numbers for you. Each playcard contains 5 game panels so that means that you can get to play up to 5 times on each of your playcards. The minimum cost is $1 for 1 game. Of course, you can play up to $5 if you choose the 5-game playcard. Choose the number of drawing that you want to participate in. Seven drawings in advance can be played – all on one ticket. Return your playcard to the retailer and you will get a separate ticket for each processed playcard. Always check your tickets to make sure that the dates and numbers that are printed are correct. That’s all there is to it. Now all you have to do is sit back and wait to see if you are the lucky winner! The live TV drawings take place at 11:21 P.M. You can play every day from %:30 A.M.

Quick Draw – The next exciting game to play in the New York State Lottery is Quick Draw. There are a variety of ways you can play this game. You are the one to select the amount to play, the odds as well as how much you can win! On Quick Draw you decide how many numbers you wish to play. Then, select up to 10 numbers ranging from 1 through 80. You can wither choose the Quick Pick Option or make sure that you choose the same amount of numbers that you had chosen in the first section. Check off the amount you wish to wager per game and then decide on how many games you wish to play; then after everything is completed hand your playcard back to the Quick Draw retailer. Every four minutes the New York State Lottery’s computer randomly picks 20 numbers from the field of 1 through 80. They will then appear on the Quick Draw monitor. You are a winner based on how many of the numbers you match. You will find the Quick Draw game wherever you are having fun whether it is at a restaurant, bowling center, bar or another game center. Terminals stay open from 5:30 A.M. to midnight to accept your wagers. There are nearly 3,000 licensed locations at which you can play Quick Draw.

New York state lotto – the classic. Pick up a playcard with 10 game panels. Each panel shows squares numbered 1 through 59. Pick 6 numbers from 1 through 59.Using a black pencil or a black or blue ballpoint pen (red ink will not be accepted), fill in your choice of any 6 of the 59 numbered squares in a game panel. Or save time by choosing Quick Pick and letting the computer randomly select numbers for you. The minimum play is $1 for two (2) game panels. Or you can play up to $5 on the 10-playcard.

It’s all in the luck of the draw. Do you feel lucky? Then try the New York State Lotto today!

The Importance Of Fencing Shoes

The sport of fencing is all about foot work. The ability to move around the floor with ease and confidence is extremely important. Having the proper fencing shoes is imperative. There are several qualities which relate to the importance of fencing shoes. Because fencing involves so much movement, a light weight shoe would perhaps be the most comfortable fencing shoe. Having to carry extra weight around the floor such as heavy fencing shoes would likely interfere with the fencers need to move quickly and freely.

Balance is also a very important aspect of fencing. If the fencer were to wear shoes with a heel, it would make the sport of fencing very difficult. Proper balance could only be maintained wearing flat fencing shoes. Traction would also make the fencer’s balance better. A fencing shoe with traction would provide much better footing for the fencer, helping them to move around the floor with more confidence.

Another issue of importance regarding fencing shoes would be flexibility. With the fencer making quick, sudden movements, it would be nice to have a fencing shoe that works with them. Flexibility is important in the sport of fencing concerning all movements such as hand movements and of course moving the feet. Being able to move away from the opponent in a slit second could mean winning or losing the match. Flexible fencing shoes would make this movement much easier.

In the sport of fencing, a match is determined by points. If a fencing match is lengthily, comfortable fencing shoes would surely be appreciated by the fencer. No matter which type of sport an athlete is involved in, shoes are extremely important. Certain shoes provide better support for certain games such as basketball shoes or soccer shoes. Such is the case with the fencing sport. The importance of fencing shoes is common knowledge to the avid fencer. Give a fencer the wrong type of shoe and they’d likely find it very difficult to play the sport the way it is intended to be played. The importance of fencing shoes to a fencer is as important as using the correct fencing weapon for the event. In order for a fencer to play the game to their best ability, proper fencing equipment has to be used including proper fencing shoes. For anyone who is interested in the fencing sport or starting out with the fencing sport, they should seriously consider the importance of fencing shoes.

A Beginners Guide to 110cc Bikes

A 110cc bike is a powerful mini sport bike for more experienced riders who want a faster mini bike for competition or personal satisfaction. Mini sport bikes are all the rage and there are many varieties from very small to medium size and most can reach speeds in excess of 30mph. A 110cc bike is a great bike for racing and all types of competition for riders with a higher level of experience. You can find great deals on mini sport bikes of all sizes and styles. You could save potentially hundreds of dollars on a 110cc bike and sport mini bikes of all sizes from many wholesalers and retailers who are offering great deals and fast shipping.

110cc bikes are equipped with powerful engines, automatic transmissions, and disc brakes that provide safety and precision handling. Younger riders are not encouraged to ride a 110cc bikes, but a seasoned mini bike rider will love the power and speed that a 110cc mini bike provides. Sport mini bikes have become incredibly popular and it is often difficult to find a large selection and low prices. Mini bike dealers are currently offering great deals on 110cc bikes that could save you hundreds of dollars.

Sport mini bikes are a great way to have fun, compete, and live life to the fullest. Adventure seekers everywhere love the thrill that comes along with riding a 110cc bike with a powerful engine that is built for speed. Check into the great deals and prices that are being offered now on all types of sport mini bikes, including the ultimate 110cc bikes.

Business Angels Investment

Sometimes new businesses can find wealthy benefactors who are willing to invest their capital in the business in return for compensation. These individuals are called “business angels.” This name comes from the fact that they step in to an investment situation when no one else will. Often small businesses have difficulty acquiring money for their starting costs. Large investment corporations and traditional lenders are often unwilling to take on the risk associated with beginning a small business. Business angels provide for this need. To the new business owner, they truly are angels, because they save the day in a desperate investment situation.

Typically, business angels will invest in businesses that need an amount that falls within £10,000 and £250,000. The average investment an angel investor makes initially is usually around £75,000. They will choose to invest in businesses with excellent business plans and the potential for a high return on investment. Business angels are picky when choosing businesses to invest in because of the high risk they take with the investment.

Why would a business angel be willing to invest in a high-risk new business endeavour? They are looking for financial gain at the end of the business relationship. Business angels receive a percentage of the equity of the business in return for their investment. This type of finance means that the business angel has a share of the ownership of the business. Sometimes they will retain some control over the way the business is run.

How will the money invested by a business angel be repaid? Often it is repaid through dividend payments when the business starts to receive income. Typically, the percentage the business angel receives is more than a traditional loan or other form of financing due to the high amount of risk involved. However, this high percentage is usually acceptable to the business owner because of the lack of other willing investors.

Business angels will want to have an exit strategy, should the business fail. When a new business approaches a business angel with a proposition and a request for financing, this exit strategy needs to be clearly presented. One example of an exit strategy would be a trade sale. The investor is repaid through the profit from the sale. Another way that a new business can give a potential business angel an exit strategy is to outline the procedures of a shareholder buyout. The business angel is looking to see that the business has a way to repay the investment, even if the business does not succeed.

Business angels often contribute more than just finances to a new business. They offer their advice and experience as well. While many new business owners may not like giving control of much of their business over to a business angel, the experience and expertise gained is extremely valuable to the new business entrepreneur. The business angel has accumulated wealth, and therefore has proven that he is able to succeed in business. This level of understanding is invaluable to the new business owner.

Business angels expect a high rate of return on their investment. Because of this cost, most businesses seek other forms of investment and start up capital before seeking the help of business angels. If you are beginning a new business and have exhausted all of your sources of capital, then an angel investor may be your best option. You may want to approach traditional lenders, friends, and family first before turning to a business angel, since these capital options cost you much less. If, however, you are at a point when you cannot find any other source of income for your business, then the time has come to turn to the help of a business angel!

For best advice on real estate investment contact a real estate investment company

Now days buying and selling property is quite an easy task. But one has to know the ins and outs of the current market otherwise you will be cheated. A person who has a good knowledge in real estate finds it easier to survive in the real estate market than the one who is a novice. In such a scenario a real estate investment company lends the help needed to make your investment a smooth process.
A Real Estate Investment Company is the right choice for due guidance on all aspects of real estate investment where experienced professionals will guide you throughout your path. So the process of buying and selling real estate can be accompanied with services of professionals in the industry which are very helpful.
The Real Estate Investment Company will provide you with various leads on real estate agents, brokers, realtors etc so that you are in right places at the right time and amongst right people. Real estate agents will also provide you a list of do’s and don’t in this field and thus help new players from committing mistakes and incurring losses. There may be many number of real estate investment companies available so try to choose the most competent among them.
Real estate companies also give you latest real estate information, current market value, market trends, and many more. Working with these real estate investment companies you gain knowledge in real estate and come to know about various investment opportunities.
One of the best roads to financial freedom and wealth has and always will be the good, solid, income producing real estate investment. Real estate investment is the safest of all investments. Today, more multi-millionaires are being created in real estate investment than any other sector such as stocks & bonds, gas & oil or precious metals. Real Estate Investment Companies are making the job of investors pretty easy and gaining profits in the process.

Buying An Abstract Painting

You may be mistaken in thinking that buying a piece of abstract art would be a simple thing to do. You just select the work you want… and buy it!

The truth will creep up on you as soon as you look at the first painting “it is not quite the right one, so I will look for another”.

Here is the first realization – and question to ask yourself – why exactly is this piece you are looking at “not quite right”? The answer can be manifold:

1. It includes a colour I do not like
2. I am not sure it will go with another item in the space I would like to place it
3. A slow realization that a certain personal undesirable association is being emitted from the painting
4. It looks great but I am not sure it will fit the space
5. It is just right but the price is a little bit more than I wanted to pay… and the list goes on.

Although I do not have all the answers I will endeavour to reveal, from my own personal experiences, a few solutions.

So, you see a picture you like but the colour combination is wrong. Put simply the thing to do is to contact the artist and tell them your dilemma. You will find that some of them will either be able to reproduce a similar work in the colours you prefer, or they will be willing to notify you when and if they produce a work that might be nearer to the colours theat you require.

If size is an issue then I would advise the same as above – contact the artist and tell them the problem. I believe you will receive a similar reply to that which I have written above.

Make sure that when you do make a purchase that the artist is offering a return policy. I have a ten day return policy which means that if you buy a painting and hang it in your space – if within ten days of purchasing it you become uncomfortable with it for any reason and you cannot live with it, then you may return the piece and your money will be returned. An important point here worth mentioning is the fact that you have made certain decisions on buying this piece of work, therefore it is worthwhile mentioning it to the artist which will enable them, if they so inclined, to produce a work that has omitted the undesirable entity. This way you may well end up with a work that will be of greater value to you – having communicated your dilemma.

Price can be a tricky challenge – but many artists offer different ways to help you buy the piece you want. If, for instance, the piece you like is too expensive for you then you have a number of choices. Perhaps the most preferable choice is for you to negotiate the price with the artist. However, please bear in mind that the artist has produced a totally unique painting – there is nothing like it in all the world! Also spare a thought for the fact that the artist will have spent time struggling to get the work out onto the canvas. A well known saying is that a piece may well have taken only a few hours to produce, but you should also take into account the years the artist has been at work – so if someone says to me “it can only have taken you three hours at the most” I reply “no… it has taken me FORTY YEARS and three hours!” If you keep these in mind then negotiate with what you might see as a realistic price for you and a price that will have taken the above into account for the artist.

Some artists will not barter prices – but they may be willing to sell you the work if you pay by installments. You have to ask yourself here “Do I REALLY want this piece?” If you answer yes then you will find the money… because you want to – you want the work.

Let us say that you see an artists work – you love the style – you would very much like to have a painting on your wall… but you see nothing that grabs you. Try contacting the artists and commissioning them to painting you a picture… this way you may be able to influence the end result by instructing the artist to use certain colours, or specific shapes. Or if they are not inclined to work that way then they might put you on their mailing list that will inform you when their latest piece is about to go on show – you will be offered “first refusal”.

One final thing worth mentioning is the fact that a growing number of artists are making their works available as high quality giclee prints. These reproductions are very close to the original work, and some of the reproduction houses actually ensure that every brush stroke has the appropriate texture and “feel”. So in many ways you could purchase a work that is almost identical to the original piece except for one very big fact – the price of the print. The print will be of a limited edition, making it a collectible investment – and it will have been checked, numbered, and signed by the artist.

If none of the above proves to be useful to you then the simplest thing to do is contact the artist and just talk to them, tell them what you think of their work, what you are looking for – anything… just communicate with them, and I think you will find that you will not only buy yourself something that you will love and cherish … but you will also bond with the artist themself in a way that you could never do if you walked into a place selling paintings and chose a piece hanging on a wall.

Thai lotteries have been around since 1868, when King Chulalongkorn granted permission to the Royal Bodyguard Department to run the lottery. The lottery was designed in a European style, with the lottery office headed by an Englishman named Mr. Alabaster. More Thai women than men play the lottery. Although เลขอาจารย์หนู may sound surprising, it is true that women play more often than men. Interestingly, women are much more likely to win the lottery.

Winners of the Thai Lottery have two years from the draw date to claim their prizes. Prizes of up to 20,000 Baht can be cashed out at authorized retail outlets, but those of higher prize amounts must claim them directly from the GLO office in Nonthaburi. Generally, prize winners can choose whether to cash out their winnings in cash or claim a cheque. The government lottery office sells tickets to 14760 registered retail vendors. The government lottery office also offers a 30 million baht bonus prize.

A Thai lottery ticket can help you achieve special goals. With its winnings, you can afford your future expenses. You can buy a house, a car, or even pay your child’s school fees. There are different versions of the lottery, with sixline, tass, and three lucky numbers. หวยอาจารย์หนูงวดนี้ offer discounted lottery tickets, which may be a good option for you if you’re unsure about the lottery’s legitimacy.

A good Thai lottery tip is to look for the winning numbers online. Those who play online are better able to get the results as they happen. Thai lottery tips are one of the best websites for new players as they collect VIP tips and winning numbers. The site is also a good place to get free lottery tips. There are many tips on the website for people to use and win prizes on a regular basis. It is a good idea to use a free lottery tip if you’re new to the lottery.

There were a few complaints regarding the old lottery. The lottery was unfairly priced by brokers. This was partly due to monopolistic practices among brokers. But the new lottery scheme should increase the number of tickets available by seven to eight million. However, despite these concerns, lottery veterans are more confident about Gen. Prayuth’s charisma. The National Council for Peace and Order, which has ruled Thailand since 22 May, has imposed a strict policy on criticizing the regime, censored the media, and issued legal orders at will.

The Thai lottery is open to everyone up to 20 years old. It is a great way to develop yourself financially and improve your life. Before you enter the lottery, make sure you check your papers and lucky numbers. Compare your papers to previous results to make sure your tickets are the ones that will win. You never know if you’ll win. This way, you won’t miss out on a big win! With so many players, the Thai Lottery is an excellent way to make money and develop yourself.

Real estate loan

Real estate loan: Understanding the concept

Real estate loan is what a lot of people use to buy their home. Real estate loans have been instrumental in bringing joy to people by making that unaffordable house affordable. Some real estate investors too make use of real estate loans for buying properties. However, real estate loan is not free money and anyone who buys real estate or plans to buy real estate using real estate loan must understand the concept of real estate loan very clearly.

Real estate loan (also known as mortgage) is the money that you borrow from someone (a financial institution i.e. a mortgage lender) for the purpose of buying a property. The real estate loan generally covers a part of your purchase price and the remaining portion has to be paid by you upfront i.e. as down payment. The amount (i.e. the percentage of total purchase price) that you have to pay as down payment is dependent on a number of factors and you can generally reduce it to even 5% by going for mortgage insurance. FHA and VA loans (i.e. mortgage insurances through FHA and VA) reduce the down payment requirement on real estate loan even further. Whatever you borrow from the mortgage lender as real estate loan needs to be paid back to the mortgage lender over a period of time (and, of course, you will also need to pay appropriate interest on that real estate loan). The tenure of your real estate loan and the prevailing market rate will determine the amount of interest you pay for your real estate loan. Generally, you are required to pay back the real estate loan in the form of monthly instalments which are composed of both interest and principal portions of your real estate loan. Also, there are various types of real estate loans e.g. fixed interest rate loans and adjustable interest rate loans. So depending on what type of real estate loan you have gone for, your monthly payments might either remain constant (fixed rate) for the full tenure of the loan or keep getting adjusted periodically (adjustable rate) on the basis of a financial index. Besides that, some other costs are also associated with real estate loans e.g. there are closing costs, inspection costs, attorney fee etc. Also, in case the property needs some repairs, there will be costs associated with that too. Again, there is stamp duty and other taxes that you need to pay. So, really, you need to understand the concept of real estate loans and the related costs clearly before you actually go for the real estate loan. And understanding these concepts is really not that tough.